Introducing the Krungsri GE SMART PLAN, the Extended Payment Plan through your Krungsri GE Credit Card at specially low interest rates of only 0-0.8% per month and maximum tenor of up to 10 months. The feature allows you to maximize your financial flexibility and better manage your money.  With Smart Plan, you can reward yourself and your loved ones with whatever you desire. Select from a wide variety of products and services, including Electronic appliances, furniture, mobile phones, local, overseas tour packages, etc.

SMART BILL – The Recurring Payment feature lets you pay all your monthly bills (eg. Utilities, Mobile Phone, Cable Television, etc.) through your Krungsri GE Credit Card without any hassle and effort. 

Maximum interest free credit up to 50 days.

Minimum payment at 10% of outstanding or 500 Baht (whichever is higher).

Maximum of 4 Supplementary Cards (FREE OF CHARGE)

Earn 1 Krungsri GE Bonus point for every 20 Baht spent through your Krungsri GE VISA Platinum Card. Accumulated points can be used to redeem free gift(s) from our Krungsri GE Bonus Catalog or converted to air-miles with Royal Orchid Plus Frequent Flyer Program with Thai Airways International.

Platinum Exclusive! – Earn 2 Krungsri GE Bonus points for every 20 Baht spent abroad.

Insurance coverage on flight delay or cancellation for more than 3 hours* when the cardholder purchases an airfare/ air ticket with Krungsri GE Visa Platinum Cards. The cardholder is eligible for a maximum of 10,000 Baht out of pocket money for the purchase of necessary goods and services.

Insurance coverage on losing or delay of luggage for more than 24 hours* when the cardholder purchases an airfare/ air ticket with Krungsri GE Visa Platinum Cards. The cardholder is eligible for a maximum of 5,000 Baht out of pocket money for the purchase of necessary goods and services. This insurance coverage will apply for an international flight only.

- Receive Credit Shield insurance protection of up to a maximum of 600,000 Baht in case of death and permanent disability.**
**Applicable to the cardholders who applied for this service only.

Payment(s) for your Krungsri GE VISA Platinum Credit Card can be made over-the-counter at any Bank of Ayudhya branch nationwide or via Bank of Ayudhya’s ATM using the Krungsri ATM/Krungsri Visa Electron Card or via direct debit from Bank of Ayudhya’s Deposit Account or online payment via www.krungsrionline.com

Cash payment for your Krungsri GE VISA Platinum Credit Card can also be made at Counter Service* e.g. 7-Eleven (24 hours)
*Restricted to cash payment of up to 30,000 Baht/transaction/service point; Service fee applies.

Cash payment can be made FREE OF CHARGE at any Postal office displaying the Pay-At-Post* signage.
*Restricted to cash payment of up to 50,000 Baht/transaction/service point

Other payment channels* include Over-the-counter payment at any Bangkok Bank, Krungthai Bank, Kasikorn Bank, Siam Commercial Bank, Phone Banking, Internet, Mobile Phone Banking.
*Service Fees varies according to each Service Provider and type of transaction.

We are committed to providing these outcomes to our customers

• Clear and easy to read applications that explain all key terms and conditions including details of expenses which may be charged.
• Payment Protection Insurance is optional and will not be a condition for approving your loan application.
• Customer Service and Collection teams who are willing to render services and full information.
• All lending is based on customer's ability to pay.